​With the rapid advancement of artificial intelligence and the widening global wealth gap, an increasing number of high-net-worth individuals—those holding assets ranging from several million to hundreds of millions of dollars—are actively engaging in wealth management. Their investment goals have evolved beyond pure financial returns to encompass asset security, inflation resilience, protection against geopolitical volatility, and long-term generational wealth transfer. Traditional advisory models are no longer sufficient to meet the sophisticated and highly personalized needs of this group. Passive investment strategies, such as index-based approaches, offer stability and long-term value that align well with these objectives. However, broad-market index funds often lack the precision required to address their specific investment goals. As a result, these investors are turning toward customized passive investment strategies—solutions that retain the structural advantages of passive investing while delivering tailored portfolio management.